Skip to main content

Prime Checking

The Premier Dividend Earning Checking Account

Open an Account Today


InTouch Prime Checking is our premier checking account option. If you are looking for a checking account with the full slate of features, this may be the checking account you have been waiting for. Besides free paper statements and one free box of checks per year, the InTouch Prime Checking account pays tiered-rate monthly dividends.

Prime Checking: Security and Convenience

The Prime Checking account offers you features that make your money conveniently easy to use, while keeping your security in mind. 

Unlimited check writing and one free box of checks per year.

Includes IDProtect®* for account owners and eligible family members.3

Free paper statements and free stop payments. Plus, a safe deposit box discount on the first-year rental fee.

Access to a network of 5,500 shared branches and 30,000 surcharge-free ATMS to manage your account nationwide.

There is a minimum $50.00 deposit to open a Prime Checking Account.

Start enjoying Prime Checking!

Open Your Account Today!

Financial Benefits of Prime Checking

The Prime Checking account also offers clear financial benefits. InTouch Prime Checking rewards members who use their debit card and keep higher balances.

Debit Card Purchase Rebate

Earn a purchase rebate of $0.05 for each debit card purchase of at least $25.00. You can earn up to a maximum monthly Prime purchase rebate of $4.00.

Tiered Dividend Rates

Prime Checking account offers tiered rates and pays dividends monthly on the full balance. The tiers for the InTouch Prime Checking account are as follows (see current rates):

  • $1,500.00 – $9,999.99
  • $10,000.00 – $49,999.99
  • $50,000.00 – $99,999.99
  • $100,000.00+

Waived Service Fee

Keeping a higher balance earns you yet another reward. The monthly service fee1 on this account is waived when your average deposits and month-end loan balances total greater than, or equal to, $20,000.00.

While there is a minimum $50.00 deposit to open a Prime Checking account, it has no monthly minimum balance requirement.

Start enjoying Prime Checking!

Open Your Account Today!

Easy Access to Your Money

When you are traveling, or just out and about at home, your money should be ready. Prime Checking account holders receive up to six Non-ITCU ATM withdrawals per month without a fee from ITCU.1 Our members also have access to over 30,000 surcharge-free Non-ITCU ATMs across the country, so you can find surcharge-free ATMs wherever you go and avoid ATM-owner surcharges. The benefits of Prime Checking could hardly be more convenient or comprehensive.

Compare InTouch Checking Accounts 

Prime Checking is just one of the many checking account options offered by InTouch, besides our Youth and Young Adult options. From checking accounts with rewards to High Hield Checking options, InTouch has an account for just about any preference. Compare our accounts and find the best fit for you.

Additional Services to Get Even More From Prime Checking

The following services are available to help you get even more value from your Prime Checking Account:

  • Apple Pay®, Google PayTM and Samsung PayTM digital wallets
  • Debit Mastercard®
  • eStatements, eNewsletters and eNotices.
  • ITCU ATM transactions
  • Online Banking
  • Personal Financial Management (PFM) app
  • Ampre debit card cash back offers program
  • Mobile Banking apps 2
  • Account Alerts (via Online Banking)
  • Bill Pay1 (via Online and Mobile Banking)
  • Courtesy Pay (Overdraft Protection)1
  • Cellular Telephone Protection3 - Receive up to $400 of replacement or repair costs if your cell phone is stolen or damaged, in the U.S. and abroad. (Please refer to your Guide to Benefits for additional details regarding eligibility, terms and exclusions.)
  • $hopping Rewards™- Shop online using our customized shopping portal and receive cash back (Registration/activation required. Available Online Only.)
  • Travel & Leisure Discount Membership - Money-saving discounts from thousands of local and national businesses (Registration/activation required. Available Online Only.)
  • VIP Concierge Service – Relieve the hassle and provide yourself with personal assistance with last-minute or emergency travel, flight changes and much more! (The above service includes 24/7 services only. All costs to secure requests are the responsibility of the member.)

Three Ways to Open Your Account

* Benefits are available to personal checking account owner(s), their joint account owners and their eligible family members. Family includes: Spouse, persons qualifying as domestic partner, and children under 25 years of age and parent(s) of the account holder who are residents of the same household.

1 See Retail Fee Schedule for fee and related disclosures.
2 Message and data rates may apply.
3 Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit or on the certificate of insurance.