Now is the time to get your home loan from InTouch Credit Union. We combine great rates with superior service to make your home buying or refinancing experience the best yet!
We offer Conventional and Government loan programs, low down payment loans, programs for borrowers with less than perfect credit, and so much more.
Whatever your unique situation requires, we have a mortgage program that’s right for you. Our Mortgage Loan Officers are professionals with expertise in originating a wide variety of loan types, including:
ITCU partners with Member First Mortgage*, a company built on the Credit Union philosophy of “People Helping People.” Let us help turn your dream into a reality!
|Loan Product||Rate||Annual Percentage Rate (APR)|
|Conventional 30-Year Fixed Rate||3.125||3.208|
|Conventional 20-Year Fixed Rate||3.000||3.117|
|Conventional 15-Year Fixed Rate||2.375||2.542|
|Conventional 10/6 SOFR ARM2||4.250||3.908|
|Conventional 7/6 SOFR ARM2||3.000||3.083|
|Conventional 5/6 SOFR ARM2||3.375||3.226|
Because purchasing a home is both a huge investment and a technical process, it is to your advantage to have a professional with extensive mortgage experience on your side to make sure that your experience is a good one. Our Mortgage Loan Officers have that experience, and will work to get you the best rate and the loan programs that will give you the best value.
Contact an ITCU Mortgage expert today and see what a difference their professional knowledge and experience can make for you.
InTouch Credit Union is pleased to offer our members free access to HomeAdvantage®, a home buying service for credit union members. Use this helpful program to find real estate professionals from their network. Search their database for homes that meet your criteria and get alerts when new listings come up. Even better, with HomeAdvantage you can earn Cash Rewards when buying or selling a home.
*Mortgage loans not currently available in the following states: AZ, ID, HI, KS, ME, MN, MO, ND and NY. (Please note that as of Monday, April 5, 2021, mortgage lending in some Kentucky and Washington counties is being temporarily suspended in the wake of recent winter storms.)
1Not a complete list of available options. Click on Personal Rate Quote or speak to one of our mortgage professionals by clicking on Meet Our Loan Officers for more information. Conventional interest rates are based on the purchase of a single family primary residence in Texas for $500,000 with 20% down payment, a loan amount of $400,000, and a qualifying FICO score of 740 or above. Rates are indications only and are subject to change without notice. Rates quoted assume a 0.50% origination fee paid by borrower. Lower rate options may be available. The actual interest rates and fees available to you will be based on your actual credit history and other qualifying criteria and may be different than the rates, points, and fees displayed here. Your actual interest rate will be determined at the time an interest rate lock is completed. Equal housing lender. NMLS ID# 149532
2SOFR ARM is Secured Overnight Financing Rate Adjustable Rate Mortgage