About ITCU - InTouch Credit Union
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About InTouch Credit Union

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Welcome to ITCU

InTouch Credit Union is a not-for-profit community credit union with branches in three states: Texas, Nevada, and Michigan. While our charter was originally granted in 1974 to serve Electronic Data Systems (EDS) employees, ITCU now serves 86,218 members across the U.S. as well as more than 20 countries around the world, and encompasses assets of $896,822,749. Please review our eligibility requirements if you’d like to join our credit union and become a fellow, equal member-owner. Join today online, by mail, or in-person, and allow us to work for you and your financial well-being! 

The ITCU Way 

Our Goal and Ambition

As our brand promise says, we are committed to “creating positive value propositions by delivering money management tools and financial services through high-quality, proven digital systems at competitive prices." We are dedicated to working for you and your financial well-being!

A few minutes of your time to open an account will provide a lifetime of benefits to you, your family or your business. By joining InTouch Credit Union, you will be part-owner of a financial cooperative whose members span the globe! Once Credit Union membership is established, you will receive quality financial services in an efficient, professional and convenient manner regardless of where you live or work - now or in the future because once a member, always a member until the account is closed. 

The Credit Union Difference

InTouch is a Credit Union, not a bank! While credit unions and banks are both full-service financial institutions, you will find that there are a variety of differences between them. 

Learn more about The Credit Union Difference and see the benefits of membership. 

Learn More About the Credit Union Difference

ITCU is Here to Help!

InTouch Credit Union is dedicated to the success of our members. One of the ways we can help is to offer helpful, timely information to keep you current on today’s financial challenges. Check out our blog posts, where you will find articles that shed light on topics that can help your financial life make more sense. Look for blog posts about ITCU’s products and services as well as action articles that help you to navigate the many stages of life. 

InTouch Credit Union Blog

ITCU - Historical Notes of Interest

InTouch Credit Union has a long history of serving our member-owners. While we began in the 1970s with a limited charter, our membership has grown significantly in the decades since. We have shifted from a federal to state-chartered credit union, becoming a community credit union that serves the financial needs of even more members. 

Electronic Data Systems Corporation submitted an application to the National Credit Union Administration (NCUA) for a charter to form a federal credit union. Mr. Thomas D. Behne, President, E.D.S. Employees Federal Credit Union (EDSEFCU) received a letter from the NCUA granting Charter No. 21663
At the end of its first decade, EDSEFCU had more than $20 million in assets and were among the top 15 percentile of largest credit unions in the country
EDSEFCU became a Texas state-chartered credit union under Charter No. 68505 as EDS Credit Union (EDSCU)
EDSCU merged in First American Federal Credit Union & acquired the members and deposits of Ensign Federal Credit Union
EDSCU is rebranded as InTouch Credit Union (ITCU)
Dr Pepper Employees Federal Credit Union becomes part of ITCU
Hospitality Federal Credit Union becomes part of ITCU
Members of New Mount Zion Credit Union become part of ITCU
ITCU has branches in three states and serves more than 90,000 members

ITCU Careers

InTouch Credit Union is proud to field a highly-qualified and professional workforce. If you are interested in a career at ITCU, we welcome qualified applicants who are committed to serving our members’ financial needs.

InTouch Careers

ITCU News and Resources

Keeping you informed of what InTouch Credit Union is doing as a trusted financial and community partner is very important to us.  We’re not just a provider of financial services, we’re also engaged in our communities. Check out the links below or for more information, call us at (800) 337-3328 or get in touch with us through our website.


Access our newsletters for quarterly updates about new products and services, special offers, and important changes to policies and other compliance communications. We also provide newsletters for our young members.

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Community Outreach

ITCU staff and members are an integral part of our community. We sponsor and participate in many community events and programs.  Visit our Community Outreach page to see what we’re doing or how you can join us in making our communities better. 

Press Room

For members of the media, we provide press releases about our community involvement, related accomplishments, and media contact information here.

Balance Sheet and Annual Report

The foundation of any financial institution is careful accounting and oversight. Keeping  members informed of the state of the credit union helps keep them involved in our future success. 

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