Unlike mortgage loans, auto loans generally do not have application fees, so you can usually apply without a direct financial cost. Check out our Current Rates and use the Auto Loan Calculators to see what term gives you the payment and savings you want and apply. Even if you eventually decide not to refinance, you will know what is possible.
Credit Score, Down Payment and Co-Applicant are just some of many factors taken into consideration, however, there is not a minimum credit score or down payment that guarantees loan approval. We recommend that you submit your application and let us look at all of the factors in making an underwriting decision.
During business hours we endeavor to process your application as soon as it is submitted, but we generally reply no longer than the first business day after receiving the application.