InTouch Credit Union Boat Loans - Plano, TX - Las Vegas, NV - Rochester Hills, MI
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Boat Loan

Family enjoys a lake day on a boat

Get on the Water in a New or Used Watercraft

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Boat Loan FAQs

Can I pay my boat loan off early? Is there any fee associated?

You can pay more than your regular payment or even pay in a lump sum. Please ensure that you inform us if you plan to do so, so that your monthly payment schedule is properly adjusted.

Best of all, there is no early-payment fee!

Do I need to have a minimum Credit Score, Down Payment, or Co-applicant to be approved for a boat loan?

Credit Score, Down Payment and Co-Applicant are just some of many factors taken into consideration, however, there is not a minimum credit score or down payment that guarantees loan approval. We recommend that you submit your application and let us look at all of the factors in making an underwriting decision.

How long does it take to know if I've been approved for my boat loan?

During business hours we endeavor to process your application as soon as it is submitted, but we generally reply no longer than the first business day after receiving the application.

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