Financial Wellness

Financial Wellness, our Personal Financial Management (PFM) tool, available through both the Online and Mobile versions of Digital Banking, encompasses the tools needed for financial planning and budgeting to help guide you down the path to financial wellness. Financial Wellness is an included service for members wanting to begin taking control of their money – today!

Financial Wellness gives you access to these services:

Account Display

Add accounts from outside of ITCU for at-a-glance convenience under the Dashboard section of Digital Banking to aggregate all spending here
Include or exclude whatever accounts you have access to - accounts at ITCU or those you've added as external accounts you own elsewhere, like a mortgage or credit card

Accounts/Transactions

The tagging feature allows for categorization of transactions
A split-tagging feature allows you to divide transactions between multiple category types
Additional account information (e.g., available balance, payment due dates, minimum payment amounts, etc.) will be shown on an as-available basis
Monitor by account type, debit or credit card type, etc.
Export your PFM transactions via CSV file. Have all your transactions in a printable format to review outside the app.

Budget

Provides a concise view of your budget and how you're doing
Allows you to create new spending targets
Gives you “monthly progress” meters with colorful indicators to show if you’re outpacing your budget
Shows you how much money is available after bills are paid and goals are met