Car Buying Tips for a Better Experience
Need car buying tips? ITCU offers expertise and tools so you can be informed and prepared for the car buying process.
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Buying a used car can be a great decision. You can often save quite a bit of money on the purchase price by finding a good quality used vehicle and financing it with a used car loan. InTouch Credit Union also provides helpful tools and information to help guide you in your vehicle search with our auto buying resources.
If you want to buy a car or truck from a private party, a used auto loan from your credit union might be just what you’re looking for. While a private-party auto loan works just like any other auto loan, there are often a couple extra steps you will need to take to be sure you get it all done properly.
You can pay more than your regular payment or even pay in a lump sum. Please ensure that you inform us if you plan to do so, so that your monthly payment schedule is properly adjusted.
Best of all, there is no early-payment fee!
Credit Score, Down Payment, and Co-Applicant are just some of many factors taken into consideration. There is not a minimum credit score or down payment that guarantees loan approval. We recommend that you submit your application and let us look at all of the factors that go into an underwriting decision.
During business hours we endeavor to process your application as soon as it is submitted, but we generally reply no longer than the first business day after receiving the application.
