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When it is time to buy your first car, you know it. Your job requires you to commute. Your hobbies are farther from home than you can jog. Maybe you just finally have the funds to buy a new, or new-to-you, set of wheels.

Successful scholarship applications take considerable time and effort. Although there’s no shortcut to a quality application, there are steps you can take to make your efforts as rewarding as possible.

It is a well-known phenomenon: you are in the market for new wheels, so you start to see cars for sale all around you. Many low mileage vehicles can be found for sale that are not on dealer lots, but how do you go about buying a car from a private party if you do not have the purchase price in cash?

As auto loan terms have gotten longer, the situations when it might be advantageous to consider refinancing your auto loan have increased, too. But what are the most important questions to ask before going forward?