Most parents have probably heard this phrase at some point in their child’s lifetime. Being a child from the 1960s, prior to the invention of today’s digital devices that tend to keep children otherwise occupied from experiencing the passage of time, it is easy for some of us to recognize that the youth of today have a different definition of patience. The one question above all others that I consistently field from members is the “are we there yet” question regarding when interest rates are going to rise.
As temperatures warm, conditions are getting more accommodating for fixing up your home. If you’ve wanted to make repairs or upgrades but lack the cash, don’t give up hope. Many options are available to help you get your home in tiptop shape.
If you were part of the HFCU or NMZCU merger, your ACH (Automated Clearing House, also known as an electronic credit or debit) transactions or written checks may be processing using an outdated routing transit number. This outdated number is no longer valid.
Beginning September 1, 2015, ACH transactions and checks using incorrect routing information will be returned and no longer processed. This can be prevented if you take action right away to update your checks and all vendors and service providers with the correct routing transit number, which is 311079474.
One of the many employer-provided benefits is a retirement plan, often company matched, named 401(k) after the part of the tax code authorizing it. These tax-deferred retirement packages are the principal retirement vehicle for just over half the people working in the United States. Most Americans sock away around 6 percent of their pay in 401(k) plans to receive employee matching and other tax advantages.
Travel can be its own reward. But if you’re planning on taking trips far and wide, you may want a chance to reap some benefits from your spending that can make all that moving around a little less stressful. To do that, you can use a credit card that earns points that can be cashed in later, provides particularly useful services, or both.