Kent L. Lugrand, President/CEO
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Recognizing Life’s Inflection Points
In math, an inflection point is usually defined as a point on a curve where the direction and sign of the curvature change; however, this change or point can only be truly recognized when viewed against its historical path.
For a number of years now, major nations throughout the world have adopted Europay, MasterCard and Visa, or EMV, chip protection regulations for their credit and debit cards. Now, the United States is set to implement these advances for consumers, businesses and financial institutions beginning Thursday, October 1. If you are unsure of what this means for you and your account, InTouch Credit Union has the information to make you feel A-OK when it comes to EMV.
InTouch Credit Union is built on the idea of people helping people. You already know we can do a better job looking after your money than a mega-chain bank that answers to shareholders, because we know you and our community. So why give that up when you find a bargain online? Shopping locally is better for the community and the best way to find something unique that can make all of your friends say “wow.”
As temperatures warm, conditions are getting more accommodating for fixing up your home. If you’ve wanted to make repairs or upgrades but lack the cash, don’t give up hope. Many options are available to help you get your home in tiptop shape.
If you were part of the HFCU or NMZCU merger, your ACH (Automated Clearing House, also known as an electronic credit or debit) transactions or written checks may be processing using an outdated routing transit number. This outdated number is no longer valid.
Beginning September 1, 2015, ACH transactions and checks using incorrect routing information will be returned and no longer processed. This can be prevented if you take action right away to update your checks and all vendors and service providers with the correct routing transit number, which is 311079474.