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Features Comparison

Features Platinum Mastercard®
Platinum Rewards Mastercard®
World Mastercard®
Annual Fee None None $68
Purchase Security & Extended Protection
Return Protection
Mastercard Global Service
Trip Cancellation / Interruption Coverage
Lost Luggage Coverage
Travel & Emergency Services
Rewards Program
Purchase Price Protection Yes Yes Yes
Extended Warranty Yes Yes Yes1
ID Theft Restoration Services Yes Yes Yes
Cell Phone Protection Yes Yes Yes
Masterpass™ Compatibility Yes
Year-End Summary of Charges Yes Yes Yes
Baggage Delay Insurance Yes Yes Yes
Emergency Cardholder Services Yes Yes Yes
Auto Rental Collision Damage Waiver Yes Yes Yes
Common Carrier Travel Accident Insurance $1,000,000 $1,000,000 $1,000,000

1 Included feature of Purchase Security & Extended Protection

Purchase Price Protection allows you a refund of the purchase price difference of a product within 120 days of making a purchase.

The Extended Warranty doubles the coverage period of the original manufacturer’s warranty up to a maximum of 12 months on most items.

Purchase Security and Extended Protection will replace, repair or reimburse up to a maximum of $10,000 in the event of theft or damage. Extended Protection doubles the time of the original manufacturer’s written U.S. repair warranty, up to one full year on warranties of three years or less, up to a maximum of $10,000 per claim.

Return Protection offers reimbursement to cardholders if they are dissatisfied with an item for any reason within 90 days from the date of purchase, up to $250 per item and up to $1,000 annually per account.

ID Theft Resolution Services provides cardholders with an identity theft affidavit, assistance with card replacement, an identity theft resolution kit and more.

Cellphone Protection provides cardholders supplemental reimbursement for damage or theft of an eligible cellphone as long as the cardholder charges their monthly cellphone bill to the covered card.

A Year-End Summary of Charges takes the hassle out of year-end bookkeeping by conveniently itemizing and listing your purchases for the year.

Auto Rental Collision Damage Waiver (CDW) eliminates the need for a collision damage waiver or similar provision provided by an auto rental agency.

Baggage Delay Insurance provides a baggage delay benefit of up to $300 to cover expenses incurred for the emergency purchase of essential items needed by the cardholder while on a covered trip.

Emergency Cardholder Services include Lost and Stolen Card Reporting, Emergency Card Replacement, Emergency Cash Advance and much more.

Mastercard Global Service provides worldwide assistance with lost/stolen cards and emergency cash.

Trip Cancellation / Interruption Coverage offers a maximum benefit of $1,500 to reimburse the cardholder for nonrefundable common carrier expenses incurred by a cardholder, their spouse and/or unmarried dependent children, if a covered cardholder must cancel or interrupt a trip due to the death, illness or injury of an immediate family member.

Travel and Emergency Services uses a 24-hour assistance center that can provide referral information including Pre-Trip Assistance, Medical Referral Assistance, Emergency Transportation Assistance, Emergency Message Service, Prescription Assistance and Valuable Document Delivery Arrangements, Legal Referral Assistance, Emergency Ticket Replacement, Lost Luggage Locator Service and Emergency Translation Service

Common Carrier Travel Accident Insurance issues accidental death & dismemberment insurance for primary cardholder and immediate family members when scheduled travel tickets are purchased with the card.

More details regarding the restrictions, terms and conditions of these programs upon receipt of the card.

Example Points Comparison


Store Item Points to Redeem in Platinum Rewards Store Points to Redeem in World Rewards Store
$100 Cash Back 15,000 7,000
$25 Charitable Donation 3,000 1,850
Apple iPad® Mini 4 Wi-Fi 16 GB 39,946 39,946
$100 at Hyatt Hotels & Resorts® 10,000 7,000
$50 at Budget® Car Rental 5,000 3,500
Keurig® 2.0 K250 Brewing System 14,978 14,978
$25 at Olive Garden® Restaurant 3,000 1,850

Store items and point comparisons are for illustration purposes only and may change at any time without notice.

Go to World Mastercard point redemption site.

Go to Platinum Rewards Mastercard point redemption site.

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