Low-Rate Platinum Credit Card Mastercard® - InTouch Credit Union
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Platinum Credit Card Mastercard®

Save on Balances with competitively low rates and No Annual Fee.


(NOTE: This card option is no longer offered. Please click here for information about celebrate! which replaces this card but still offers all of the same features - including a highly competitive interest rate for those seeking to minimize the interest they pay on card balances.)

If you carry a balance on your card, you will really appreciate our Platinum credit card Mastercard®, which comes with one of the lowest interest rates you will find anywhere in the country. With this card, you'll have peace of mind knowing you're keeping more dollars in your pocket for the things you need or want to spend them on, not interest charges.

The ITCU Platinum credit card Mastercard® has no annual fee, competitively low rates, and offers the same low annual percentage rate (APR) on purchases and balance transfers.

Other features include:

  • Balance transfers up to 100 percent of your credit line - move high-rate card balances and start saving!
  • Cash advances up to 50 percent of your credit line
  • 25-day grace period for purchases
  • Credit lines up to $20,000

Don't wait too long - the sooner you start using this card, the sooner you'll save on the interest you pay on any balance carried forward month to month!

Save Big On Interest Charges with a Balance Transfer

You do not have to wait to start saving with the low ITCU Platinum credit card Mastercard® rate. Balance transfers can be requested online as soon as you are approved! Once your card is approved and access to your account created, you may conveniently log into Online Banking to link to the eCS card service platform or follow this link to “Transfer a Balance” with only a few clicks.

The full terms and conditions of the balance transfer program will come with your card but you may also view them by clicking on this cardholder agreement link.

ITCU Credit Card Mastercard® Benefits

Your ITCU credit card Mastercard® also comes with many other great benefits. Below are just some of the features you will enjoy:

  • ID Theft Restoration Services
  • Mobile Payments
  • Emergency Cardholder Services
  • Tap and Pay (no need to swipe, just tap your card on the payment terminal to complete a purchase, wherever offered!)

    My Cards card management system now available!

    My Cards is the card management app used to control all your ITCU debit and credit cards. Add our mobile banking application to your mobile device and click on the "Cards" icon at the bottom of the screen. You'll be linked to My Cards which provides all the options to manage InTouch cards. Set up alerts, transaction limits and more, without having to ever contact the credit union. You can even turn a card "off" for any 'where's my card?' moments and then turn it back "on" when you find it - in the couch cushions or on floorboard of your car. 

    Learn Moreabout MyCards

    Three Easy Ways to Get Your InTouch Credit Card

    The Fine Print

    As with all credit cards, there are fees and limitations that you will want to be aware of. We supply these disclosures to every new card holder, but you may preview them before applying as well.

    View Platinum, Platinum Rewards Application and Solicitation Disclosure

    View Platinum, Platinum Rewards Credit Card Agreement