Individual Retirement Accounts - InTouch Credit Union
Skip to main content

Individual Retirement Accounts (IRAs)

Father and daughter hero

IRA and Rollover Options

IRAs and IRA CDs are available to everyone and can be especially valuable if you do not have access to a company 401(k) or other employer‑sponsored retirement program.

If you’ve changed employers, you may be able to move your retirement funds through a direct rollover into an ITCU Traditional or Roth IRA Savings or CD. Rolling over retirement funds can help you consolidate accounts and keep your savings working toward your future.

Consolidate Your Retirement Savings

If you have retirement funds at multiple financial institutions, consolidating them into an ITCU IRA may make managing your savings easier. By combining accounts, you can simplify tracking, potentially take advantage of competitive rates, and keep your retirement strategy in one place.

Secure, Insured, and Built for the Future

Your IRA at ITCU is insured up to $250,000 by the National Credit Union Administration (NCUA), separate from your other Credit Union accounts. This allows you to contribute confidently year after year.

You may also be eligible to take advantage of annual IRA contribution limits, including additional contribution opportunities if you are age 50 or older.

Give your Future the Benefit of Forethought

Open an ITCU Traditional or Roth IRA Savings or CD and take the next step toward building a retirement plan designed around your goals.

Call the Contact Center at 800-337-3328 or visit a branch to learn more or get started today.

Individual Retirement Account FAQ

How much can I contribute to an IRA?

The annual contribution limit varies from year to year. Your Roth IRA contributions may also be limited based on your filing status and income. Please see the IRS page regarding IRA Contribution Limits for up to date information.

More ITCU Information

With every new account, the value of membership keeps growing – better rates, better products, better value for all.

Become a Member

Compare Checking Accounts to choose one that fits you best!

Choose Your Checking

All InTouch Credit Union checking accounts feature a Debit Mastercard® that you can use to pay wherever, whenever, its accepted. Swipe, tap and pay, or load to your mobile device for digital wallet purchases.

Debit Mastercard Details

Connect With Us