The dividend rate earned each month is based on net debit card spend. Use this calculator to determine which dividend rate tier you would qualify for in a given month. Any expenses you can move from paper checks, bill pay or electronic debits (aka
ACH) will help you reach the maximum dividend rate tier. (Note: Calculator is for illustration purposes only)
There are four rate tiers (4 is the highest).
If your current net monthly debit card spend does not qualify you for the highest tier, using your debit card in place of other payment methods may move you into a higher tier.
Additional Available Services
With every new account, the value of membership keeps growing – better rates, better products, better value for all.