The dividend rate earned each month is based on net debit card spend. Use this calculator to determine which dividend rate tier you would qualify for in a given month if both columns of expenses were paid with your ITCU High-Yield Checking (HYC) debit card. Any expenses you can move from paper checks, bill pay or electronic debits (aka ACH) will help you reach the maximum dividend rate tier.
(Note: Calculator is for illustration purposes only)
There are four rate tiers (4 is the highest).
If your current net monthly debit card spend does not qualify you for the highest tier, using your debit card in place of other payment methods may move you into a higher tier.
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