Choose the rewards checking account below that best fits your needs.
Best for members looking to maximize earnings.
Best for members who want premium benefits.
Best for everyday banking with no monthly fee.
Get paid up to 2 days early if you’re set up for electronic deposit of payroll or government deposits.
Setting up direct deposit is quick and easy! Follow the video or written guide to get started.
With Digital Banking, you can check your balance, view your recent transactions, deposit a check (works with the tablet app, too), set up bill payments, transfer funds, and more, all from your smart device.
A credit union is a not-for-profit financial institution that is owned by its members and run by a board of directors made up of credit union members. As a not-for-profit, excess earnings are returned to the membership in various forms (such as lower interest rates on loans, dividend sharing, higher savings rates, or lower fees, just to name a few). Credit unions are insured just as banks are, but instead of the insurer being the Federal Deposit Insurance Corporation, credit unions are insured by the National Credit Union Administration (NCUA). Both organizations are backed by the United States federal government, and insure accounts up to $250,000.00. (For more information, please visit the NCUA website.)
(Click here for complete membership eligibility requirements.)
Disclosures:
*Offer valid for any new Rewards Checking account opened before November 30, 2026. Qualifying direct deposit of at least $750 per month and at least 10 debit card purchase transactions must be be completed within 60 days of Rewards Checking account opening.
Offer valid only for intended recipient and is not transferable. Not available to existing InTouch Credit Union checking account holders or those whose checking or membership accounts have been closed within the last 12 months or closed with a negative balance at any time. Must enroll in the uChoose Rewards program to receive the incentive offer. Offer not available for account conversions (i.e., one checking type closed and another opened). Offer limited to one $100 cash incentive per individual taxpayer identification number. A qualifying direct deposit is a recurring direct deposit of a paycheck, pension, or other regular monthly income (including government deposits, like Social Security) electronically deposited into the new checking account. Personal transfers or deposits made at a branch, online, via mobile check deposit, or ATM do not qualify. InTouch Credit Union will fulfill the incentive within 45 days after the month of qualification. Incentive will be issued in the form of 11,111 uChoose Reward points, which can be redeemed for $100 cash or other merchandise. Offer may be withdrawn early if new account goal is met but any accounts already opened, and meeting incentive qualifications will be honored. uChoose Rewards is a registered trademark of Fiserv, Inc. This credit union is federally insured by NCUA.
^uChoose Rewards is a registered trademark of Fiserv, Inc.
