There's Snow Time Like the Present!
It may be chilly but ITCU is back with our annual Skip-A-Pay to warm your savings right up! This limited-time opportunity for qualifying members to skip their next loan payment (or two) is sure to ready you for a wintry wonderland!
Those extra funds you save by "skipping" can really come in handy this time of year, too. Whether you're planning to do some extra shopping, traveling to visit relatives or simply saving up for those post-holiday expenses, Skip-A-Pay season is always filled with excitement!
But how does “skipping a payment” work? Well, let’s say your car payment is $475, and you are looking to skip one month’s payment (for a $50 fee). By doing that, you would have $425 available in extra funds! Skipping two months (for $100) would result in $850 in additional cash!
(Offer good Monday, November 3, 2025, through Wednesday, December 31, 2025.)
(Please allow up to three (3) business days for processing; processing fee must be in account before application processes. You will be notified by email when your request has been reviewed/processed.)
*Interest will accrue during deferment period. At the time of this campaign, not all loans are eligible for this promotion, including credit cards, lines of credit, CD secured loans, real estate (including mortgage and home equity), any loans which have reached maximum annual/lifetime skip counts, loans with collateral protection insurance, loans opened on or after June 1, 2025, and loans that do not have at least 6 months of on-time payment history. Current or past payment delinquency may also affect eligibility. This is not an application for credit and interest will continue to accrue during any granted deferment period. Requests will not be accessed, granted, nor completed until applicable fees are collected. Forms must be received at least five (5) days prior to the next payment due date to ensure same month processing if deferment is granted. Forms received within five (5) days of payment date may be held to skip the following payment date if deferment is granted. Offer is not transferable. Other criteria or restrictions may apply at the discretion of ITCU. For auto loans only: If GAP (Guaranteed Asset Protection) was purchased, skipping more than one monthly payment during the life of the loan may affect future potential claims (see GAP Waiver Addendum for details). Offer good November 3 - December 31, 2025.
