If you carry a balance on your card, you will really appreciate our Platinum Mastercard, which comes with one of the lowest interest rates you will find anywhere in the country.
The ITCU Platinum Mastercard has no annual fee, competitively low rates, and offers the same low annual percentage rate (APR) on purchases and balance transfers.
Other features include:
Apply today for InTouch Credit Union Platinum Mastercard, and you could be enjoying a card accepted around the world. The ITCU Platinum Mastercard also includes purchase price protection, a benefit not available through many other credit providers.
You do not have to wait to start saving with the low ITCU Platinum Credit Card rate. Balance transfers can be requested online as soon as you are approved! Once your card is approved and access to your account created, follow the eZCard® link and you can “Transfer a Balance” with only a few clicks.
Cardholders will receive more details regarding the restrictions, terms, and conditions of these programs in the cardholder agreement sent with their card.
In addition to earning rewards for every dollar spent, your ITCU Platinum credit card also comes with the standard list of benefits that are part of every Platinum card offered by Mastercard, which include:
Purchase Price Protection allows you a refund of the purchase price difference of a product within 120 days of making a purchase
The Extended Warranty doubles the coverage period of the original manufacturer’s warranty, up to a maximum of 12 months on most items.
ID Theft Resolution Services provides cardholders with an identity theft affidavit, assistance with card replacement, an identity theft resolution kit and more.
Cell Phone Protection provides cardholders supplemental reimbursement for damage or theft of an eligible cell phone, as long as the cardholder charges their monthly cell phone bill to the covered card.
Take control of your ITCU credit card with MobiMoney, an easy-to-use system that allows you to place alerts on your activity, turn your card on or off remotely and more, all through your smartphone device!
Have Apple Pay® installed on your iPhone? Are you an AndroidTM owner who is already a Google PlayTM or Samsung PayTM user? Want to find a mobile payment option that works with your credit card? You're in luck! Your ITCU credit card is compatible with these mobile payment options! (iPhone is a trademark of Apple, Inc.; Android and Google are trademarks of Google LLC)
A Year-End Summary of Charges takes the hassle out of year-end bookkeeping by conveniently itemizing and listing your purchases for the year.
Baggage Delay Insurance provides a baggage delay benefit of up to $300 to cover expenses incurred for the emergency purchase of essential items needed by the cardholder while on a covered trip.
Emergency Cardholder Services include Lost and Stolen Card Reporting, Emergency Card Replacement, Emergency Cash Advance and much more.
Auto Rental Collision Damage Waiver (CDW) eliminates the need for a collision damage waiver or similar provision provided by an auto rental agency when you rent a car using your ITCU Platinum or Platinum Rewards Mastercard.
Common Carrier Travel Accident Insurance issues accidental death & dismemberment insurance for primary cardholder and immediate family members when scheduled travel tickets are purchased with your ITCU Platinum or Platinum Rewards card.
Take control of your credit card... with your phone! MobiMoney™, the mobile app that allows you to manage your card anywhere, anytime, is available to support your ITCU credit card!
Misplaced your card and want to temporarily suspend its use until you find it? Want to set transaction alerts based on purchase limits or types of transactions, so you have more control on how or when it is used? What about organizing your receipts better? MobiMoney can do all of this, and more! Get started by downloading the complimentary app to your smartphone through the App Store or Google Play Store today!
(*Please note MobiMoney is temporarily unavailable.)
As with all credit cards, there are fees and limitations that you will want to be aware of. We supply these disclosures to every new card holder, but you may preview them before applying as well.
Current cardholders can use the eZCard® website to view account statements, make payments and more.