(NOTE: This card option is no longer offered. Please click here for information about connect! which replaces this card but still offers all of the same features - including a highly competitive interest rate and a new rewards platform, uChoose Rewards®.)
If you carry a balance on your card, you will really appreciate our Platinum Rewards Mastercard, which comes with one of the lowest interest rates you will find anywhere in the country.
In addition, the rewards card has no annual fee, competitively low rates, and offers the same low annual percentage rate (APR) on purchases and balance transfers.
Other features include:
You do not have to wait to start saving with the low ITCU Platinum Credit Card rate. Balance transfers can be requested online as soon as you are approved! Once your card is approved and access to your account created, you may conveniently log into Online Banking or follow the eZCard® link to “Transfer a Balance” with only a few clicks.
The full terms and conditions of the program will come with your card but you may also view them by clicking on this cardholder agreement link.
In addition to earning rewards for every dollar spent, your ITCU Platinum Rewards credit card also comes with the standard list of benefits that are part of every Platinum card offered by Mastercard, which include:
ID Theft Resolution Services provides cardholders with an identity theft affidavit, assistance with card replacement, an identity theft resolution kit and more.
Cell Phone Protection provides cardholders supplemental reimbursement for damage or theft of an eligible cell phone, as long as the cardholder charges their monthly cell phone bill to the covered card.
Take control of your ITCU credit card with easy-to-use system that allows you to place card transaction alerts, card use limits, turn your card on or off remotely and more, all through your smart device!
Have Apple Pay® installed on your iPhone? Are you an AndroidTM owner who is already a Google PlayTM or Samsung PayTM user? Want to find a mobile payment option that works with your credit card? You're in luck! Your ITCU credit card is compatible with these mobile payment options! (iPhone is a trademark of Apple, Inc.; Android and Google are trademarks of Google LLC)
Baggage Delay Insurance provides a baggage delay benefit of up to $300 to cover expenses incurred for the emergency purchase of essential items needed by the cardholder while on a covered trip.
Emergency Cardholder Services include Lost and Stolen Card Reporting, Emergency Card Replacement, Emergency Cash Advance and much more.
Auto Rental Collision Damage Waiver (CDW) eliminates the need for a collision damage waiver or similar provision provided by an auto rental agency when you rent a car using your ITCU Platinum or Platinum Rewards Mastercard.
Common Carrier Travel Accident Insurance issues accidental death & dismemberment insurance for primary cardholder and immediate family members when scheduled travel tickets are purchased with your ITCU Platinum or Platinum Rewards card.
"My Cards" is the card management app used to control all your ITCU debit and credit cards. Add our mobile banking application to your mobile device and click on the "Cards" icon at the bottom of the screen. You'll be linked to "My Cards" which provides all the options to manage InTouch cards. Set up alerts, transaction limits and more, without having to ever contact the credit union. You can even turn your cards off for any where's my card moments and then turn them on again when you find them in the couch or on floorboard of your car.