Choose Your Checking - InTouch Credit Union
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Choose Your Checking


(Youth and Young Adult Checking and Savings are also available.)

Need more information? Contact Us or visit your Local Branch to Book an Appointment Now!

Feature Value Checking
Momentum One Checking
Momentum Plus Checking Prime
Checking
High-Yield Checking
Max Debit Card Rebate1 $2.50
$3.00 $3.50
$4.00 NA
Direct Deposit Required No
No No No No
Free Identity Theft Protection Service No
Yes2 Yes2 Yes2 No
Free non-ITCU ATM Transactions per Month3
2
4 5 6 4
Free ITCU ATM Transactions Yes
Yes Yes Yes Yes
Free Paper Statements No3
No3
No3 Yes No3
Free Debit Card with Rewards Program Yes
Yes Yes Yes Yes
Free PFM Money Management Tool Yes
Yes Yes Yes Yes
Free Box of Basic Checks per Year
No
1 1 NA
Unlimited Check Writing Yes
Yes Yes Yes Yes
Minimum Required to Open Account $50
$50 $50 $50 $50
Monthly Service Fee3 No
Yes Yes Yes Yes
Minimum Balance Required to Avoid Monthly Service Fee NA
NA NA Yes4 NA
Tiered Rate Account No
No No Yes Yes
Minimum Average Daily Balance to Earn Dividends NA
$5005 $5005 See Rate Sheet NA
Dividends Frequency NA
Monthly Monthly Monthly Monthly
Free eStatements, eNotices & eNewsletter Yes
Yes Yes Yes Yes
Free Stop Payments No
No No Yes No
Limits on Number of Withdrawals No
No No No No
Overdraft Protection Available Yes
Yes Yes Yes Yes
Discount on First Year’s Rent for a Safe Deposit Box No
No No Yes No
Cellular Telephone Protection5
No
Yes
Yes Yes
No
$hopping Rewards™5
No
Yes
Yes
Yes
No
Travel & Leisure Discount Membership5
No
Yes
Yes
Yes
No
VIP Concierge Services5
No
Yes
Yes
Yes
No

1 Rebate of $0.05 for each debit card purchase greater than or equal to $25. Monthly maximum rebate is $2.50 for Value, $3.00 for Momentum One, $3.50 for Momentum Plus and $4.00 Prime.

2 See Momentum One, Momentum Plus and Prime descriptions for complete details and disclosures.

3 See Retail Fee Schedule for details 

4 The monthly service fee will be charged if the account balance falls below the Minimum Average Combined household deposit and loan balance requirement (average combined household deposit and loan balances of at least $20,000).

5 For the period.