Accidental death and dismemberment (AD&D) insurance is a supplemental insurance that individuals purchase to complement their existing life insurance and disability insurance that may be offered by their employers.
AD&D insurance does not replace your existing insurance, but acts to balance the coverage, should you suffer an accident that results in the loss of a limb, sight or hearing, or even time spent in a coma. Most accidental death is covered and would result in your beneficiaries receiving the amount of your insurance. In the case of dismemberment, your policy will spell out the specific damages that would be covered, up to the amount of your policy, depending on the injury suffered.
InTouch Credit Union members, age 18 or older, can help protect their family’s financial future with AD&D Insurance underwritten by Minnesota Life Insurance Company. In addition to the $1,000.00 Credit Union Paid coverage paid for you by InTouch Credit Union, you can purchase Additional Coverage at group rates.
You cannot be turned down for the Credit Union Paid Coverage —or any additional coverage you may select. All coverage reduces by 50% at age 70 and older, regardless of age at enrollment.
Remember, the $1,000.00 coverage is at no cost to you. It is a complementary benefit of membership with InTouch Credit Union.
Licensed Insurance Agent: #972576-TN