Auto Calculators - InTouch Credit Union
Skip to main content

Auto Calculators

Auto Calculator image

A Suite of Calculators to Help with Auto Financing Decisions

Calculate the Auto Option Best for You

Looking to purchase a car? Shopping for a vehicle can be challenging when there are so many options and competing offers. InTouch Credit Union is pleased to offer you a variety of free auto calculators to help you test out options, clarify your bargaining position, and make better-informed choices between vehicles. For additional feedback, we invite you to visit one of our branches or reach out to our Contact Center team.

Lease or Purchase a Car

Leasing has become a very popular method of acquiring a new auto. Although the payments may seem attractive, it may not always be the best financial decision versus purchasing the vehicle outright and financing it with a low interest loan. Use the following calculator to help analyze the financial impact of lease versus buy.

Should I Lease or Purchase an Auto?

Additional Auto Calculators

Auto Loan Payment Schedule

What does paying off an auto loan look like? This calculator will not only show you your monthly payments but also how they go towards paying off your interest and principal over the loan term.

What is My Auto Loan Schedule?

Auto Loan Accelerated Payoff

By making a small additional monthly payment toward principal, you can greatly accelerate the term of your auto loan and, thereby, realize tremendous savings in interest payments. Use this calculator to help estimate the potential time and interest savings.

How Will Additional Monthly Payments Impact Me?

Vehicle Affordability by Loan Term

Choose your next vehicle with confidence by knowing what your auto loan can cover. Use this calculator to help you determine what car fits your auto loan plan.

How Much Can My Auto Loan Cover by Loan Term?

Comparing Two Auto Loans

Considering auto loans from two different institutions? Compare their differences to help you determine which one best suits your needs.

How Will Different Auto Loans Affect Me?

Dealer Financing vs. Bank Financing

At first glance, 0% financing appears to be the best option when purchasing an auto. However, if you choose to finance through a bank or credit union you may be eligible for a dealer rebate. Use this calculator to help determine which is the best option based on when you anticipate selling your car and purchasing a new one.

Is Dealership or Traditional Financing Better for Me?

Gas Savings with a Fuel-Efficient Vehicle

One of the great benefits of fuel-efficient vehicles is how much you save in gas! Calculate how much you can save per month with a fuel-efficient vehicle over a less efficient vehicle.

How Much Gas Money Can I Save Each Month?

Shop with a Pre-Approved Auto Loan

A great way to shop for a new or used vehicle is to already have a pre-approved loan in hand. In doing so, you can better gauge your monthly payment amount and take advantage of dealer incentives available to those who don't use dealer financing. 

Get Pre-Approved Today!

Learn More