(NOTE: This card option is no longer offered. Please click here for information about celebrate! which replaces this card but still offers all of the same features - including a highly competitive interest rate for those seeking to minimize the interest they pay on card balances.)
If you carry a balance on your card, you will really appreciate our Platinum credit card Mastercard®, which comes with one of the lowest interest rates you will find anywhere in the country. With this card, you'll have peace of
mind knowing you're keeping more dollars in your pocket for the things you need or want to spend them on, not interest charges.
The ITCU Platinum credit card Mastercard® has no annual fee, competitively low rates, and offers the same low annual percentage rate (APR) on purchases and balance transfers.
Other features include:
Don't wait too long - the sooner you start using this card, the sooner you'll save on the interest you pay on any balance carried forward month to month!
You do not have to wait to start saving with the low ITCU Platinum credit card Mastercard® rate. Balance transfers can be requested online as soon as you are approved! Once your card is approved and access to your account created, you may conveniently log into Online Banking to link to the eCS card service platform or follow this link to “Transfer a Balance” with only a few clicks.
The full terms and conditions of the balance transfer program will come with your card but you may also view them by clicking on this cardholder agreement link.
Your ITCU credit card Mastercard® also comes with many other great benefits. Below are just some of the features you will enjoy:
ID Theft Resolution Services provides cardholders with an identity theft affidavit, assistance with card replacement, an identity theft resolution kit and more.
Take control of your ITCU credit card with easy-to-use system that allows you to place card transaction alerts, card use limits, turn your card on or off remotely and more, all through your smart device! Look for the "Cards" icon in our mobile app which links to My Cards.
Have Apple Pay® installed on your iPhone? Are you an AndroidTM phone owner who is already a Google PlayTM or Samsung PayTM user? Looking for a digital wallet option that works with your ITCU credit card? You're in luck! ITCU credit cards are compatible with all of these mobile payment options! (iPhone is a trademark of Apple, Inc.; Android and Google are trademarks of Google LLC)
Emergency Cardholder Services include Lost and Stolen Card Reporting, Emergency Card Replacement, and Emergency Cash Advances.
My Cards is the card management app used to control all your ITCU debit and credit cards. Add our mobile banking application to your mobile device and click on the "Cards" icon at the bottom of the screen. You'll be linked to My Cards which provides all the options to manage InTouch cards. Set up alerts, transaction limits and more, without having to ever contact the credit union. You can even turn a card "off" for any 'where's my card?' moments and then turn it back "on" when you find it - in the couch cushions or on floorboard of your car.