Did you know that as not-for-profit organizations with membership rules
, credit unions view each other as allies rather than competitors? As cooperatives, many credit unions participate in what we call “Shared Branching.” By “sharing” our branch locations with other credit unions and in turn, them sharing their branches with ITCU members, thousands of credit unions can offer their members even more branch access to their money including basic branch banking services, such as deposits, withdrawals, money orders and more. Through the power of shared branching, using the CO-OP Shared Branch Network
, ITCU offers our members more than 5,000 shared branches across the country to do these types of transactions.
Surcharge- Free ATMs
Beyond branches, ITCU is also proud to participate in several surcharge-free ATM networks, including the ATM networks: CO-OP ATM, Alliance One and CU24: CU Here. These networks together offer InTouch CU unparalleled access to your money with more than 55,000 surcharge-free ATMs.
Need a surcharge-free ATM? Try our Locator Tool or just look for these logos:
Worried about making the switch to a Credit Union because of the number of locations? Worry no more with shared branching and surcharge-free ATMs. Check out how we stack up with the big banks below:
|InTouch Credit Union
||5,000+ with shared branching
||30,000+ with surcharge-free ATMs
|Bank of America®
Just looking for an InTouch Credit Union location? View our complete ITCU branch and ATM listing
Please note that while ATM owner surcharges can be avoided using surcharge-free ATMs, each ITCU account type has a limit on the number of monthly withdrawals that can be performed without an ITCU fee, at any ATM not owned by ITCU. See your checking
account type description to view each of these unique limits. See the Retail Fee Schedule
for the current Non-ITCU ATM Withdrawal fee, after allotted free withdrawals per account type. Please note that participating Shared Branches and ATMs are subject to change at any time, without notice. ATM and Branch totals for Chase and Bank of America are from their respective 2014 Annual Reports. ATM and shared branch location information for InTouch Credit Union is as stated by their shared branching and surcharge-free ATM networks as of April 2015.