Mortgage Payment Calculator - InTouch Credit Union
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Mortgage Payment Calculator

What Would Your Monthly Mortgage Payment Be?

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Whether you are looking to buy a new home or refinance a current mortgage, using the right tools can make all the difference when setting expectations for your monthly payment.

With InTouch Credit Union’s Mortgage Payment Calculator, you can understand the impact of increasing a down payment or trying different interest rates, equipping you with powerful financial awareness. Go even further by factoring in property taxes, HOA dues and home insurance. Learning how all these factors affect a mortgage prepares you to identify opportunities and handle unexpected surprises. Our team is ready to help you build equity.


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Use the sliders or enter your information manually to calculate an estimated monthly payment. Moving your cursor over each column provides the annual total of your payments and your mortgage’s remaining balance. Filter the data by clicking on the data categories in the legend.

Frequently Asked Questions

What Amount Should I Set the Down Payment to?

We recommend calculating the down payment to be standard 20% of the purchase price.

How Do I Find the Annual Property Taxes for a Home?

Your realtor can help provide estimated property tax information for potential homes, or you can also use a tax calculator to estimate tax using the home’s location and purchase price.

What are the Standard Mortgage Loan Terms?

The most common loan terms are 15 years, 20 years, and 30 years. 

Ready to Take the Next Step?

Pre-payments, property taxes, possible association dues and more... they all add up! Using a calculator can help you to get organized and prepared for the big decisions in life. While the home-buying process is complex, InTouch offers a wide variety of other home financing calculators to prepare you for buying a home, refinancing and more.

If you find that you have further questions, or you are ready to apply for pre-approval or for a mortgage now, you can start online or contact us to get guidance from one of our mortgage officers.

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