Money Fund - InTouch Credit Union
Skip to main content

Money Fund - High-Yield Savings Account

A Money Market Account with Great Rates and Easy Access to Your Cash


The Money Fund Account not only offers better dividend rates than your standard savings account but also empowers you with more flexibility and accessibility. Save more and earn more, all while enjoying more convenience!

Why a Money Fund Account?

A Money Market Account That Rewards You for Saving More
ITCU makes it even easier to reach your financial goals with a tiered account framework. Each tier raises your earning potential based on the balance you maintain. Ranging from a minimum balance to over $1,000,000.00, these seven balance tiers mean that the more you save, the more you earn.

Higher Rates and More Accessibility 
A Certificate of Deposit Account (CD) and Money Fund Account both offer higher dividend rates than your standard savings account. However, while a CD does not allow access to your investment, this is not the case with a money market account. You enjoy the convenience of easy access to your funds while also earning more in dividends!

Affordable Minimum Balance
You can open a Money Fund Account with a minimum deposit of $100.00. 

Open a Money Fund Account Today!

Looking for a Checking Account Instead?

Our High-Yield Checking (HYC) Account offers higher dividend rates on spending with your checking account and investing in Certificates of Deposit. Enjoy all the benefits of a Money Fund Account but in the form of a checking account with added benefits.

Learn More

Want an Alternative to Invest in?

Certificates for Deposit (CD) offer guaranteed returns at dividend rates higher than your standard savings account. Choose a term that fits your needs!

Learn More

Money Fund FAQ

Can I access my Money Fund account online?

Yes, your Money Fund Account can be accessed using InTouch Credit Union’s Online Banking service, just like any checking or savings account.

Is there a monthly fee?

Maintaining an account balance above $2,500.00 waives the monthly service fee of $25.00.

Are there penalties for withdrawing from a Money Fund Account?

You can access your Money Fund account for up to 6 fee-free withdrawals per month while up to three of those transactions may be made by check. Like a savings account, your Money Fund account is subject to Reg D limits.

Start Earning More on Your Savings