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Business Savings Account


An InTouch Business Savings account is a great way to manage your business cash flow, when combined with one of our checking accounts. Funds can be set aside for quarterly taxes and other expenses (planned or unplanned) to avoid unpleasant surprises.

You are busy running your business, not thinking about bills that are not due yet. It is easy to forget to save for tax payments and other annual or quarterly expenses when you’re focused on business operations. If you only use a checking account, you may not  have enough available funds when a big bill arrives.

Keeping a cash reserve designated for tax payments and other expenses in a business savings account can help you be prepared. A savings account eliminates the need to budget tax payments in the same account used for general business expenses.

You do not have to deposit large amounts of money into a savings account. Instead, save as your business grows. Depositing small amounts might not seem useful at first, but the account will gradually add up as you save over time.

View Business Savings Rates Open a Business Savings Account

Three Ways to Save

InTouch Credit Union offers three different kinds of savings account for our business members to help maximize earnings. Our regular Business Savings Account offers the most flexibility, while our tiered-rate Business Money Fund account provides higher rates for higher balances. If you have funds you can commit over a longer term, you can also look at a higher-rate option like a Business Certificate of Deposit (CD). We also offer options for nonprofit 501(c)(3) organizations.

FeatureRegular Business SavingsBusiness Money Fund AccountBusiness Certificate of Deposit
Minimum Required to Open Account $25.00$100.00$1000.00
Monthly Service Fee NoneYes2None
Tiered Rate AccountSingle Rate Yes Single Rate based on certificate term
Minimum Daily Balance to Earn Annual Percentage Yield$25 – Single RateTiered1$1000.00
Premium Dividend NoYes (based on Tier)No
Dividend Frequency/Period MonthlyMonthlyMonthly
Free eStatementsYesYesYes

1 $0 – $4,999.99 Tier 1, $5,000 – $24,999 Tier 2, $25,000 to $99,999.99 Tier 3, $100,000 to $349,999.99 Tier 4, $350,000 to $699,999.99 Tier 5, $700,000 to $999,999.99 Tier 6, $1,000,000 & greater Tier 7

2$5.00 if monthly balance is below $2,500.00

View Business Savings Rates Open a Business Savings Account

Why InTouch Credit Union?

We Are Here To Help

Our brand promise says we strive to “enhance members' lives by delivering secure and reliable access to money management systems, financial education tools, and products and services designed to produce financial stability and choices." We are dedicated to working for you and your financial well-being.

Exceptional Convenience

You can keep on the move and have access to InTouch no matter where you go, with our nationwide availability! We provide you with access to more than 5,000 shared branches and 30,000 surcharge-free ATMs nationwide, and our Online and Mobile Banking gives you control of your accounts 24 hours a day, seven days a week.

Questions?