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Mortgage Web Center

Welcome to InTouch Credit Union mortgage loan center for easy pre-qualification, custom rates, and expert advice to guide you through the home loan process.

Mortgage Program

Free Mortgage Program: CU Home Advantage

CU Home Advantage is a free real estate resource program where members are connected with a real estate advocate who assists them in the purchase or sale of a home. The program provides assistance in the sale and/or purchase of your home, but also provides great discounts and a 20 percent rebate to members.

The CU Home Advantage program provides valuable benefits for credit union members including:
  • Cash Rebate – Members will receive 20% of the real estate professional’s commission as a cash rebate within 30 days after closing on the sale and/or purchase of a home.
  • Dedicated Member Advocate – Members receive assistance from an experienced advocate who ensures satisfaction throughout the home buying process.
  • Highly-Qualified Real Estate Professional – Members have their choice of top-tiered real estate experts in their area. Each expert has satisfied a strict criteria to ensure you are working with the very best in service and performance when it comes to buying and/or selling your home.
Ancillary Services and Discounts:
  • Discounted Home Warranty – Special home warranty pricing is available for a new home purchase as needed.
  • Discounted Moving Services – Member Advocates can help you take advantage of professional moving services at a special discounted price.
  • Discounted Temporary Housing Assistance – Member Advocates can assist with temporary housing solutions should you need accommodations before your new home is ready.
  • Homebuyer Privileges Program – After closing, the member receives discounts from retailers such as Lowe’s, Bed Bath & Beyond, Sears,, and more through our special discount program.

Mortgage Representatives

Crysti Elder
Crysti Elder
Meet Crysti Elder, onsite loan officer serving at the ITCU Democracy Branch in Plano, Texas. She has worked with in home loan solutions since 1998. Her focus and dedication is in helping credit union members reach financial security. Crysti puts emphasis in working hand in hand with members as they go through the home loan process to ensure they are making the choices they need to reach their financial goals.

“I’ve had the privilege of working with credit union members for many years and I know that the mortgage industry is overwhelming. It’s necessary to have someone you can trust walk you through the process and ensure you are on track to reach your goals. My focus is to make sure that happens and help each member realize their dreams.”

Direct: 214-291-1923

Peggy Dillon
Peggy Dillon
Meet Peggy Dillon, onsite loan officer serving at the ITCU Democracy Branch in Plano, Texas. Peggy began her work in the mortgage industry in 1985 and became a loan officer for Texans Credit Union in 1996. In 2011, Texans decided to outsource their mortgage processing to CU Members Mortgage. Peggy joined the CU Members team then and has been serving the North Texas area ever since.

Peggy grew up in New Jersey as an Army brat, but moved to Texas when she graduated high school. She currently resides in North Texas with her husband and two daughters and is happy to be serving members of InTouch Credit Union.

“I strive to give my best to each and every borrower. The credit union mantra of People Helping People is something that I strive to ensure each member knows I understand them, I have been in their shoes and I am committed to making sure things go smoothly for them.”

Direct: 214-291-1924

For mortgage information, rates, and to apply, click here.

Ebby Advantage Program

The Ebby Advantage Program is advantageous for those in the DFW area.