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The Arrival Guide

InTouch Credit Union’s Guide to Helping Young People Succeed.

You’re here, but have you arrived? Many young adults think that question daily. Whether you are just finishing high school or are on your way from a graduate program into marriage and a new family, The Arrival Guide and InTouch Credit Union are here to help you get ready for the next phase of your life.

The Arrival Guide features blog posts written to help students and young adults find success in both life and finance. With helpful tips and information on everything from college to job-hunting to bargain hunting, The Arrival Guide offers resources which can help the under 35 jump-start their lives.


  • Smart Side Hustling

    by Alex Schitter | Aug 10, 2017
    Do you have a “side hustle” – a way of earning extra money in addition to your regular paycheck? If so, you’re not alone.
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  • Beware of Fast Cash

    by Alex Schitter | Aug 08, 2017
    Like local car dealerships and personal injury law firms, short-term and payday lenders tend to have the most annoying commercials on TV. They’re often tacky and annoying, and tend to air during daytime talk shows or very late at night.
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  • Buying a Used Car

    by Alex Schitter | Jul 18, 2017
    Auto dealers are expected to sell cars that meet certain consumer protection criteria. This may include providing a warranty that will cover the buyer’s costs if a car turns out to be a lemon.
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  • Top Five Millennial Money Mistakes

    by Alex Schitter | Jul 06, 2017
    It seems like everybody’s ready to tell millennials what they’re doing wrong. Google “top millennial money mistakes” and you’ll get dozens of hits of articles critiquing their financial habits.
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  • Vacation Spending

    by Alex Schitter | Jun 21, 2017
    Now that summer is here, you may be thinking “vacation.” Travel is a great way to expand your horizons and escape from the workaday world.
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  • Good vs. Bad Spending

    by Alex Schitter | Jun 20, 2017
    When you start looking for financial advice (or any kind of advice, for that matter), experts will share their take on what’s “good” and what’s “bad.”
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  • Wedding Bell Blues

    by Alex Schitter | Jun 07, 2017
    You may be feeling the pain of the high cost of weddings, even if you’re not getting married yourself. Just as happy couples are shelling out more and more to say “I do,” guests are spending more to be part of the fun.
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  • Moving Out

    by Alex Schitter | May 18, 2017
    Between crippling student debt and a slow start in the job market, many young adults are delaying the move into their first apartments. Some are opting to move back in with Mom and Dad until they’re back on their feet financially.
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  • Auto Loans: The Long and Short of It

    by Alex Schitter | May 03, 2017
    Planning to borrow money to buy a new or used car? You’ll need to make a choice: a loan that’ll take six years – or longer – to pay back, or a shorter-term loan.
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  • Understanding Inflation

    by Alex Schitter | Apr 25, 2017
    When most people think of inflation, their response is usually similar to when they see a vintage advertisement: reminiscing about the cheaper prices of the past (15 cents for a burger? Awesome!) while simultaneously feeling some resentment towards today’s ever-rising prices.
    Full story