Mortgage Loans - InTouch Credit Union
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Welcome to the Home Loan Center

(View Mortgage Rates)

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Now is the time to get your home loan from InTouch Credit Union! We combine great rates with superior service to make your home buying or refinancing experience the best yet!


We offer Conventional and Government loan programs, low down payment loans, programs for borrowers with less than perfect credit, and so much more. Whatever your unique situation requires, we have the mortgage program that’s right for you!


ITCU partners with Member First Mortgage*, a company built on the Credit Union philosophy of “People Helping People”.  Let us help turn your dream into a reality!

Call us today at (800) 337-3328, option 3, then option 1, or click below to apply:

Apply Now


(*Mortgage loans not currently available in the following states: AZ, ID, HI, KS, ME, MN, MO, ND and NY.)

Looking for some more resources? Click here for Frequently Asked Mortgage Loan Questions, or use one of the buttons below to get a Personalized Rate Quote, or to learn more about the Mortgage Team.


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Mortgage Rates* (as of 10/19/2020)

Loan Product
Rate
Annual Percentage Rate (APR)
Conventional 30-Year Fixed Rate
3.000
3.063
Conventional 20-Year Fixed Rate
2.875
2.978
Conventional 15-Year Fixed Rate
2.500
2.632
Conventional 10/1 ARM
4.875
4.167
Conventional 7/1 ARM
4.375
3.605


* Not a complete list of available options. Click on Personal Rate Quote or speak to one of our mortgage professionals by clicking on Meet Our Loan Officers for more information. Conventional interest rates are based on the purchase of a single family primary residence in Texas for $500,000 with 20% down payment, a loan amount of $400,000, and a qualifying FICO score of 740 or above. Rates are indications only and are subject to change without notice. Rates quoted assume a 0.50% origination fee paid by borrower. Lower rate options may be available. The actual interest rates and fees available to you will be based on your actual credit history and other qualifying criteria and may be different than the rates, points, and fees displayed here. Your actual interest rate will be determined at the time an interest rate lock is completed.)