Home Improvement Loans - InTouch Credit Union
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Home Improvement Loan

Our homes can be the most important spaces in our lives. InTouch Credit Union understands that you want your home to reflect your taste and style. Sometimes, our homes need an update, and sometimes they need an upgrade. A Home Improvement Loan from ITCU may work for you.

Are you looking for changes to your home’s comfort? Style? Energy efficiency? It may even be that your home needs repair. Texas residents can apply for a Home Improvement Loan from InTouch Credit Union to create the living space that you delight in calling home.

Home improvements can be bigger, better and more affordable with a loan from InTouch CU.

If you haven’t decided where to start, but you know you are ready to polish and improve, the Internet can be a great help. In a short time, you can research which home improvements give the best returns, which make a space look larger or more inviting, and how to find quality contractors. All of these things can help you to decide on the order and scope of your home improvements.

Get Your Project Started with a Home Improvement Loan from ITCU.


ITCU offers Home Improvement Loan with no application fee, and up to a maximum of 90% of the home’s value. And while putting home improvements on a credit card may seem easy, credit card interest rates can rise significantly over time. At ITCU, you will find that our Home Improvement Loan has Competitive Rates. The limited term on a Home Improvement Loan also works to your advantage, setting limits on how long you are paying for the work.

It is important to know how your choices may affect your home’s value and how your loan choice will affect your finances. There are some limits on the Home Improvement Loan, designed to help you to borrow with confidence.

  • Minimum loan amount is $7,500
  • Appraisals are required for loan requests greater than $100,000
  • Title policies are required for loans greater than $80,000 OR a loan to property value greater than 45 percent

Home Makeovers Made More Affordable

Build beauty, usability, and equity in your home. InTouch Credit Union makes it possible for Texas homeowners to give your home a makeover that can make your most important space your favorite space.

Call the Member Care Center at 800-337-3328, Option 5 for more details.